Types of Mortgage

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Mortgage and Insurance Reference Guide

This section is designed to help you understand and provide a reference to matters relating to your mortgage and insurances that we will be discussing with you.

These topics will generally be discussed with you as part of the service we provide to you. It is important that you have this document to provide you with a reference to the various topics you need to consider. If, therefore, you have any questions, please do not hesitate to ask.

TYPES OF MORTGAGE

To help you to decide the most appropriate mortgage to meet your requirements, the following is an explanation of what is available, a description of them and the advantages and disadvantages.

The different types are:-

  1. Fixed Rate
  2. Variable Rate (including Flexible and Current Accounts, LIBOR and Tracker)
  3. Capped Rate (and Collared)
  4. Discount Rate
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