Quick Enquiry

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Brief description of enquiry

Buying Process Pension Drawdown USP

Complete our on line contact form providing us with your full name, e-mail and phone numbers inc std code plus approximate amount of fund value if known. We will telephone you and discuss your situation. If we are to proceed there is a download form which you will need to complete for each scheme that you have and return to us signed in the post. We will then contact the providers and obtain quotations from them in relation to the retirement benefits and options they are offering. We will obtain the transfer values. When there is more than one pension we will also compare all individual quotations with a combined benefit of all funds. We will provide you with necessary quotations showing nil income withdrawals plus maximum income withdrawals. We will use default funds for the quote

Once we have made all of our enquiries, which in some cases may take some time while we are waiting for the various calculations from the providers we will then contact you with all the facts and figures plus our recommendations. In the mean time we will keep you up to date regulary via e mail.

All life companies will quote a level annuity with no other benefits added which dies when you do as this will give the best figure for income purposes. We aim to provide you with the correct quote for your situation and needs. It would be helpful for you to read the Drwadown USP guide in this section to help you understand what is available so we can discuss your options when compiling the necessary quotations for you. We can also discuss the Tax Free Cash element and your uses of this or whether you wish to invest a portion to increase your income.

This is a complicated subject and our aim is to keep it as simple and as understandable as possible and not to baffle you with jargon or lots of figures.

We will then post out to you the necessary paperwork for signing to apply for the recommended option.

Once you have signed and returned this to us we will log it onto our files and send the application to the provider specified and ensure that everything transacts as smoothly as possible.

Once the application is received by the provider if this is different from the pension plan provider ie we are moving the money they have a process to follow and the movement of money is not instant. We aim to ensure that this happens as quickly as possible for you in order that you will then receive your tax free lump sum and pension income